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Citadel Mortgages Montreal Quebec

Citadel Mortgages Marks a New Era with Expansion into Montreal Quebec

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We are excited to share some groundbreaking news in the world of Canadian mortgages. Citadel Mortgages, a renowned name in the mortgage brokerage industry, has recently expanded its operations into Quebec, setting up a new office in the heart of Montreal’s financial district. This strategic move signifies a new chapter in Citadel’s growth story and its commitment to serving a wider range of clients across Canada.

Leading the charge in Quebec is Ramzi Haddad, a distinguished figure in the mortgage and insurance sector, bringing over two decades of expertise to the table. His appointment as Vice-President of Quebec operations for Citadel is a clear indicator of the company’s dedication to excellence and experienced leadership. Read more about this significant development in the full article on Canadian Mortgage Professional

https://www.mpamag.com/ca/mortgage-industry/business-growth/citadel-mortgages-expands-into-quebec/468110

The decision to venture into Quebec was not made overnight. It reflects Citadel’s careful and thoughtful approach to growth, ensuring that the company’s core values and culture are seamlessly integrated into its Quebec operations. This expansion is not just about geographical growth; it’s about aligning with skilled professionals who share Citadel’s vision and mission.

Citadel Mortgages is known for its commitment to helping Canadians achieve financial freedom and accelerate their journey to becoming mortgage-free. This message resonates strongly with the Quebec market, where there is a keen interest in building generational wealth. The entry of Citadel into Quebec also introduces fresh opportunities for local brokers, bringing new perspectives and an innovative compensation model that is set to redefine the industry standards.

The timing of this expansion is pivotal, as the Canadian mortgage market prepares for the challenges and opportunities of 2024. With fluctuating interest rates and economic changes on the horizon, Citadel’s expansion signifies a readiness to adapt and thrive in dynamic market conditions. The company is dedicated to empowering its brokers with the necessary education, tools, and resources, ensuring they are well-equipped to meet the evolving needs of their clients.

As Citadel Mortgages steps into Quebec, it brings with it a promise of growth, innovation, and unwavering support for its brokers and clients. We are thrilled to witness this new phase in Citadel’s journey and are confident that it will lead to new successes and milestones in the Canadian mortgage landscape.

Stay tuned for more updates and insights into the mortgage industry, and feel free to reach out to us for any of your mortgage needs!

For further questions and assistance contact mortgage professionals in Canada such as Citadel Mortgages for mortgage advice and solutions.

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Head Office – 150 King Street West 2nd Floor Suite 335, Toronto, ON M5H 1J9

Alberta Office – 421 7th Avenue S.W., 30th Floor, Calgary, Alberta, T2P 4K9

Nova Scotia Office – 1701 Hollis Street, Suite 800 Halifax, NS B3J 3M8

Saskatchewan Office – 2010 – 11th Avenue 7th Floor Regina Saskatchewan S4P0J3

Newfoundland Office – 1 Church Hill – Suite 201-522 St. John’s Newfoundland A1C 3Z7

New Brunswick Office – 500 St George Street, Moncton NB, E1C 1Y3 

British Columbia Office – 900-2025 Willingdon Avenue, Burnaby BC, V5C 0J3

Montreal Office – 1155 Rue Metcalfe #1500, Montreal, QC, H3B 2V6


Citadel Mortgages is licensed in the following: Ontario FSRA 12993 – Saskatchewan FCAA 509446, Nova Scotia 2021-3000010 – Alberta, PEI, Nunavut, Newfoundland 21-07-CI083-1. New Brunswick 210031130, British Columbia X301267, Quebec AMF – 3003071684  

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“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of the borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply; Annual APR is subject to approval and underwriting; APR includes all fees and rates calculated on a yearly term. APR varies; contact us for current rates or more information on a specific product. OAC.  Citadel Mortgages.  All
discounted mortgage products may be subject to an exclusivity agreement between
the applicant(s) and Citadel Mortgages.  We thank you for your continued
support and look forward to providing our beloved customers with an unparalleled
level of service, ethics, and deal transparency. Please note some rates are based on province and are subject to change at any time. Please note not all rates are available in Quebec, please contact us to confirm your rate approval.

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  1. In order to receive upto 1,000 Miles you must be a registered and provide a valid AIR MILES Collector Number to the Citadel Mortgage agent at the time of application; your mortgage must close and fund with Citadel Morttgages. Miles will be credited to your Collector Account within 30 days after all conditions have been met.

2. All rewards are offered subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES Reward Miles in your Dream Balance. Some restrictions may apply. Quantities may be limited. Collectors must pay applicable surcharges, fees and taxes on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. Merchandise Rewards include all taxes, shipping and handling costs. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. Manufacturers’ warranties apply to merchandise Rewards. LoyaltyOne, Co. makes no representations or warranties, express or implied. For complete details, see current Program Terms and Conditions, available at airmiles.ca or the AIR MILES Customer Care Centre at 1-888 AIR MILES (or in Toronto call 416-226-5171).

3. Use Miles in the Cash balance of your AIR MILES Collector Account in-store in increments of 95 Cash Miles for $10 towards purchases at participating AIR MILES Partner locations and online at airmiles.ca/cash in increments of 95 Cash Miles for every $10 value from participating Reward Partners to a maximum of $750 per day. eVouchers can be used at participating Reward Partners’ locations in Canada only. See specific eVoucher reward page for details and any restrictions. Visit airmiles.ca/cash to learn more. You must have accumulated sufficient Cash Miles in your Collector Account in order to use Miles towards in-store purchases and eVouchers. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit airmiles.ca.

4. A short haul flight is a return flight with origin and destination within the same flight zone having a departure date during low season of January 8 – February 28; April 1 – May 31; September 16 – December 15.

5. Flight examples shown are for illustrative purposes only. Examples represent the number of AIR MILES Reward Miles required during low season of January 8 – February 28; April 1 – May 31; September 16 – December 15. The required number of Miles is determined by the departure date. Miles required are the “starting from” rates for round-trip travel in economy class per traveller.

6. Mortgage applications are subject to meeting Citadel Mortgages and our lenders usual credit criteria.

7. All mortgages must close and fund with Citadel Mortgages, this offer is vaiild with any new or renewal mortgage and offer can change at any time without notice.

8. AIR MILES® Bonus Miles are suject to a closed mortgage that fund with Citadel Mortgages. The AIR MILES® Bonus Miles will be added to the account 30 days after mortgage closes,.

Please note all terms and conditions can change at anytime.

Trademarks of AIR MILES International trading B.V. Used under license by LoyaltyOne, Co. and Citadel Mortgages

You agree to these terms and conditions.

Visit airmiles.ca/WhereCanIFly to help you calculate the number of Miles you need to fly to your selected location.

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Citadel 4-Year Fixed Mortgage Rates

6.59%

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4-Year-Fixed

  • Hold until 90 Days
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Yes

Pre-approval

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15%

Pre-Payments

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15%

Lump sum pre-payment

Citadel 4-Year Fixed Mortgage Rates

6.59%

citadel-mortgages.png

4-Year-Fixed

  • Hold until 90 Days
save-icon-1.png

Yes

Pre-approval

finance-13-512-removebg-preview.png

15%

Pre-Payments

download__1_-removebg-preview.png

15%

Lump sum pre-payment