Mortgage Refinance 101 INSIDER TIPS TO ENSURE YOU GET THE BEST RATE & TERMS FOR YOUR MORTGAGE RENEWAL

Don’t be in a rush to sign your renewal, explore your options. This can save you thousands of dollars upon your renewal. Download this E-Book now to make the process easier and to have a better understanding of the options available to you today.

CITADEL MORTGAGES CAN HELP YOU REFINANCE YOUR MORTGAGE TO:

  • Pay off high-interest loans and credit cards
  • Get a better mortgage rate and term
  • Combine your first and second mortgages into a new mortgage
  • Access your home equity for any of your needs
  • All Credit and Income Types APPROVED
  • Fast, Easy Process
  • Fast Funding
  • Limited Time We Cover The Appraisal Once Your Mortgage Closes!

OUR TRUSTED LENDER PARTNERS

Best Mortgage REFINANCE Rates Canada

What Mortgage Rate Is Best For Me

Ideal if you want protection against interest rate increases or have a fixed payment over the term of your mortgage.

5 YEAR FIXED HIGH RATIO RATE ( UP TO 95% LTV)

1.48%

5 YEAR FIXED REFINANCED RATE

( UP TO 80% LTV)

1.89%

Ideal if you want to save money if interest rates go down.

5 YEAR VARIABLE HIGH RATIO RATE ( UP TO 95% LTV)

1.25%

5 YEAR VARIABLE REFINANCED RATE ( UP TO 80% LTV)

1.50%

Combine a mortgage with a home equity line of credit to pay your mortgage off faster, while having a readvacable line of credit to use in the future!

5 YEAR FIXED RATE 

1.84%

HELOC RATE

3.05%

Receive up to 1,000 Air Miles Reward Miles

Receive up to $2,500 cash back

*Some conditions apply, mortgage must close.

Mortgage Refinancing Made Simple With Our Mortgage Refinancing Mortgage Solution!

Mortgage refinancing can be a little overwhelming sometimes. All day we see a lot of advertisements from banks and lenders with today’s lowest mortgage interest rates. However, lower rates don’t always mean that it’s a better mortgage for you.  Using a mortgage broker for mortgage refinancing can eliminate the confusion and ensure you fully understand what the new mortgage rules are and how they can impact your new mortgage refinance.

Our expert Mortgage Brokers at Citadel Mortgages are trained, correctly, to understand your current financial situation, while also gaining information regarding your future financial goals. This is very important as it helps us understand which type of mortgage product, and terms to seek for our clients.

See The Difference For Yourself and Get Approved Today!

Reasons for Refinancing Your Mortgage Can Be To

  • Consolidate Debt
  • Renovate Your Home
  • Invest In Your Business
  • Pay Off A Consumer Proposal
  • Pay Mortgage Arrears
  • Purchase Investments including Real Estate
  • Pay for wedding expenses
  • Pay for education
  • Cover medical expenses
  • Pay CRA tax arrears
  • Pay property tax arrears
  • Take a family vacation
  • Purchase a car
  • Get out of high interest loans
  • Invest In RRSP or RESP
  • Pay off pay day loans
  • Pay Off Judgements, Garnishments
  • Finance whatever your specific needs may be

Mortgage Refinance & Renew My Mortgage Options by citadel Mortgages

Citadel Mortgage - Home Equity Line Of Credit - HELOC - Mortgage Refinance - Renew My Mortgage - stop power of sale

What Documents Do You Need To Refinance Your Mortgage?

    • Current Mortgage Information Statement – Must be dated same month as your application form, if you do not have one you can contact your mortgage lender and request one to be sent to you by email.
    • Most recent property tax statement – If you do not have this, then you can get the most updated statement from your local city hall.
    • Most recent NOA may be requested to show no income tax owing –  If income tax owing it will need to be paid out from the new mortgage upon closing.
    • Job Letter and most recent paystubs
    • Last 2 Years T4s
    • Other documents may be required, our mortgage agents here at Citadel Mortgages will help you if any other documents are required for your mortgage refinancing needs.

Client Success Stories

Our clients always come first. Our goal is to help you get the best advice and mortgage solutions for your needs. Citadel Mortgages was formed to help you achieve your financial home success so allow us to help you today. Speak to one of our mortgage agents today!

Find out how much home you can afford

See how you can save and become mortgage free sooner

Calculate how much you’d spend each month to buy a home or renew or refinance your mortgage.

Start thinking about how much you spend each month, create a budget, and start saving up for your home.

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