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How Can Citadel Mortgages Help You Today?
Our Featured Rates
5-year fixed
3.74%
( High Ratio – Less then 20% Down-payment)
5-year variable
1.95%
( High Ratio – Less then 20% Down-payment)
We'll help you find a rate and term that fits your needs.
BEST MORTGAGE RATES CANADA
What Mortgage Rate Is Best For Me
- Get a locked in, competitive rate.
Ideal if you want protection against interest rate increases or have a fixed payment over the term of your mortgage.
5 YEAR FIXED HIGH RATIO RATE ( UP TO 95% LTV)
3.74%
5 YEAR FIXED REFINANCED RATE
( UP TO 80% LTV)
3.89%
- Get a lower rate that changes with the market.
Ideal if you want to save money if interest rates go down.
5 YEAR VARIABLE HIGH RATIO RATE ( UP TO 95% LTV)
1.95%
5 YEAR VARIABLE REFINANCED RATE ( UP TO 80% LTV)
2.20%
- Learn How to become mortgage free 7-8 years sooner today!
Combine a mortgage with a home equity line of credit to pay your mortgage off faster, while having a readvacable line of credit to use in the future!
5 YEAR FIXED RATE
3.94%
HELOC RATE
3.80%
Receive up to 1,000 Air Miles Reward Miles
Receive up to $2,500 cash back
*Some conditions apply, mortgage must close.
Beat My Rate
Citadel Mortgage Programs

EXCLUSIVE CITADEL WORLD ELITE REWARDS CARD
Welcome to the family, a gift from our family to yours. The Citadel World Elite Rewards Card is an exclusive member-only rewards program unlike anything ever seen in the mortgage industry.

CAREER TRANSITION PROGRAM
HELPING BORROWERS GET BACK ON TRACK Sometimes job loss can happen without warning. The Citadel Mortgages Career Transition Program is here to support you through this difficult time.

The Citadel Mortgage Social Awareness Program
Citadel Mortgages believes in supporting our community and the people that need our support. That is why once your mortgage closes, we will make a donation to a charity or foundation on your behalf of your choice and plant a tree that you name!
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Find out how much home you can afford
Calculate how much you’d spend each month to buy a home or renew or refinance your mortgage.
Start thinking about how much you spend each month, create a budget, and start saving up for your home.
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Home and Auto Insurance
When was the last time you got a second opinion on your home insurance? Apply now for a no-obligation quote and save today!

High Interest Personal & Business Banking Accounts
Open a high-interest Account for your everyday banking needs. You’ll enjoy great features, plenty of flexibility -- and an exceptional rate on all your money!

Build, Learn & Boost Your Credit Score
Learn how our partnership with Marble Financial can help you with free credit tools powered by MyMarble to set goals and jump-start your credit score, lower your debt and create cash flow and get the best mortgage rates with Citadel Mortgages and MyMarble.
Find A Citadel Mortgage Agent Near You
Mobile Mortgage Agent Search
Speak to a Citadel Mortgage Mobile Mortgage Agent by phone or video, send your paperwork and sign your documents electronically.
Our Awards

Client Success Stories
Our clients always come first. Our goal is to help you get the best advice and mortgage solutions for your needs. Citadel Mortgages was formed to help you achieve your financial home success so allow us to help you today. Speak to one of our mortgage agents today!