Today’s Mortgage Rates updated as of April 21, 2026 11:16 pm
5-year fixed*
5-year Variable*
*Insured mortgage rates only. Conditions apply. Rates are current as of today and subject to change without notice. Applicable to high-ratio purchase and renewal transactions with loan-to-value (LTV) ratios greater than 80.01% and up to 95%. Certain programs may also be available for insured files at 65% LTV and below, subject to insurer and lender guidelines on OAC.
📞 Phone: 1-866-600-8762
📧 Book Meeting: Book Online Here
🖥️ Online Form: Submit the form below
🇨🇦 Service Area: Canada-wide
⏱️ Response Time: Typically within 24–48 business hours
Citadel Mortgages can assist with:
Residential mortgages (purchase, renewal, refinance)
Mortgage rate comparisons
Commercial mortgages (multi-unit, retail, office, industrial)
Refinance and equity take-out strategies
Mortgage penalties and break costs
Alternative, B-lender, and private lending options
CMHC programs (including MLI Select)
Closing cost estimates and calculators
At Citadel Mortgages, we make connecting with our mortgage experts easy and convenient. Whether you have questions about mortgage rates, pre-approvals, or refinancing, our dedicated team is here to assist you every step of the way.
We’re just a call or email away! Reach out to us using the details below:
Phone Number: (866) 600-8762
Head Office Address:
150 King Street West 2nd Floor, Toronto, ON, M5H 1J9
Business Hours:
150 King Street West 2nd Floor Suite 335, Toronto Ontario, M5H 1J9
Ontario Mortgage Brokerage License # 12993
421 7th Avenue S.W., 30th Floor, Calgary, Alberta, T2P 4K9
1701 HOLLIS STREET, SUITE 800 HALIFAX, NS B3J 3M8
Nova Scotia # 2021-3000010
2010 – 11th Avenue 7th Floor Regina SASKATCHEWAN S4P0J3
FCAA # 509446
1 Church Hill, Suite 201-522 St John’s, Newfoundland A1C 3Z7
Lic # – 21-07-CI083-1
500 St. George Street, Moncton, NB, E1C 1Y3
Lic # – 210031130
900-2025 Willingdon Avenue, Burnaby, BC. V5C 0J3
Lic # – X301267
330 St. Mary Avenue, Winnipeg, MB, R3C 3Z5
Mortgage brokers help borrowers compare lenders, understand contract terms, and avoid costly mistakes. Government guidance encourages borrowers to understand the total cost of borrowing, not just the interest rate.
Your information is kept confidential and used only to respond to your inquiry. We follow Canadian privacy standards and best practices when handling personal and financial information.
Most inquiries are answered within 24–48 business hours.
Yes. We work with clients across Canada by phone and video.
Yes — leave a message or email us and we’ll respond the next business day.
Simplify your financial planning with our full calculator suite:
