Citadel Mortgages Awards 2021

How Can Citadel Mortgages Help You Today?

Our Featured Rates

5-year fixed

2.08%

( High Ratio – Less then 20% Down-payment)

5-year variable

0.95%

( High Ratio – Less then 20% Down-payment)

We'll help you find a rate and term that fits your needs.

BEST MORTGAGE RATES CANADA

What Mortgage Rate Is Best For Me

Ideal if you want protection against interest rate increases or have a fixed payment over the term of your mortgage.

5 YEAR FIXED HIGH RATIO RATE ( UP TO 95% LTV)

2.08%

5 YEAR FIXED REFINANCED RATE

( UP TO 80% LTV)

2.34%

Ideal if you want to save money if interest rates go down.

5 YEAR VARIABLE HIGH RATIO RATE ( UP TO 95% LTV)

0.95%

5 YEAR VARIABLE REFINANCED RATE ( UP TO 80% LTV)

1.40%

Combine a mortgage with a home equity line of credit to pay your mortgage off faster, while having a readvacable line of credit to use in the future!

5 YEAR FIXED RATE 

2.34%

HELOC RATE

3.05%

Receive up to 1,000 Air Miles Reward Miles

Receive up to $2,500 cash back

*Some conditions apply, mortgage must close.

Beat My Rate

If you’ve found a rate that you think is great, give us a chance to make it even better. Click the button below to get started and we will make sure one of our mortgage agents reviews your offer and ensures your offer is the best on the market. Our goal is to either beat your rate with the same or better features or confirm your offer is the best offer in market for you. One of our mortgage agents will contact you within 24 business hours to tell you if there is a better deal and how to get the best terms and rates!

Citadel Mortgage Programs

Citadel Mortgages Rewards Card

EXCLUSIVE CITADEL WORLD ELITE REWARDS CARD

Welcome to the family, a gift from our family to yours. The Citadel World Elite Rewards Card is an exclusive member-only rewards program unlike anything ever seen in the mortgage industry.

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CAREER TRANSITION PROGRAM

HELPING BORROWERS GET BACK ON TRACK Sometimes job loss can happen without warning. The Citadel Mortgages Career Transition Program is here to support you through this difficult time.

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The Citadel Mortgage Social Awareness Program

Citadel Mortgages believes in supporting our community and the people that need our support. That is why once your mortgage closes, we will make a donation to a charity or foundation on your behalf of your choice and plant a tree that you name!

OUR TRUSTED LENDER PARTNERS

Find out how much home you can afford

See how you can save and become mortgage-free sooner

Calculate how much you’d spend each month to buy a home or renew or refinance your mortgage.

Start thinking about how much you spend each month, create a budget, and start saving up for your home.

Citadel Mortgages

Home and Auto Insurance

When was the last time you got a second opinion on your home insurance? Apply now for a no-obligation quote and save today!

Citadel Mortgages

High Interest Personal & Business Banking Accounts

Open a high-interest Account for your everyday banking needs. You’ll enjoy great features, plenty of flexibility -- and an exceptional rate on all your money!

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Rebuild Your Credit Today

Everyone goes through financial trouble, and sometimes we need to rebuild our credit; learn how our partnership with Refresh Financial can help you rebuild your credit to get a better mortgage rate today!

Find A Citadel Mortgage Agent Near You

Mobile Mortgage Agent Search

Speak to a Citadel Mortgage Mobile Mortgage Agent by phone or video, send your paperwork and sign your documents electronically.

Our Awards

Citadel Mortgages Awards 2021

Client Success Stories

Our clients always come first. Our goal is to help you get the best advice and mortgage solutions for your needs. Citadel Mortgages was formed to help you achieve your financial home success so allow us to help you today. Speak to one of our mortgage agents today!

Your Journey Products

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Speak to us about your mortgage journey today

Give us a call, we can answer your questions with no obligation.