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The Self Employed Mortgage Solution – Helping You Get The Right Solution For Your Mortgage Needs

This E-Book helps you understand what the banks, trust companies and the other lender’s are looking for when applying for a mortgage. This E-Book will provide you the information needed to ensure you get the best mortgage rate and solution for your mortgage needs!

Being Self- Employed Does Not Mean You Can Not Get A Mortgage.

When it comes to mortgages, it gets tough when you are self-employed. Reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we are business owners ourselves!

Let our team of mortgage agents and brokers show you how our self employed mortgage solution can get you approved today.

Download our mobile app for your Iphone or Android device and get access to our rates and tools today !

 

Calculate Monthly Mortgage Payments | Take The Mortgage Stress Test | Updated Mortgage Rates 

 

Our Trusted Lender Partners

Self Employed Mortgage Options

More then ever, Canadians are opting to work for themselves or work contract jobs with their existing companies rather than receive a yearly salary. There are many advantages to being self employed such as the ability to write-off many personal expenses. The downside to this is that it can often be difficult to get a mortgage through the big banks because they typically will not evaluate self-employed individuals with a common sense lending approach , instead they focus on your income on line 150.

Citadel Mortgages understands this market well and we offer our self employed mortgage solution program to carter to the need’s of our self employed clients so be assured we have a self employed mortgage solution for you !

You Just Need The Following To Get Started :

Sole Proprietorship & Partnerships:

  • Business License
  • 6 Months Bank Statements
  • Void Check
  • 2 Piece Of ID
  • Any Net worth Documents (if applicable)

Corporations:

  • Articles Of Incorporation
  • 6 Months Bank Statements
  • Void Check
  • 2 Piece Of ID
  • Any Net worth Documents (if applicable)

Keep In Mind The Following May Be Required:

  • May Need A Larger Down Payment
  • May Need A Co-signer

See the difference for yourself and get approved today!

Self Employed Mortgage
Self Employed Mortgages
itadel Mortgages - Mortgage Solutions Across Ontario - Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
How Stricter Lending Rules Affect Self-Employed Canadians

In addition to reducing the amortization period and raising the minimum down payment required to purchase a home, in 2014, the Canadian Mortgage and Housing Corporation (CMHC) discontinued mortgages for those who are self-employed without third-party validation. Before that, self-employed Canadians and contractors only had to state their income. But not anymore.

This made the home ownership dream for hundreds of thousands of Canadians more difficult. That’s because 2.76 million Canadians are self-employed; a whopping 15% of the country. And more and more Canadians step into the ranks of the self-employed every year.

Unfortunately, the big banks don’t really help entrepreneurs and view them as risky. Because you are a self-employed entrepreneur, and might draw a smaller income for tax purposes, the banks think there’s a greater chance that you’ll default on your mortgage.

At Citadel Mortgages, we pride ourselves in being experts when it comes to arranging self employed mortgages because we are self employed just like you. If you are Self employed, we have a mortgage solution for you.

 

Call Citadel Mortgages Now To Get Approved Today:

 

With Our Self Employed Mortgage Solution !

 

1-866-600-8762

Call Or Apply Online Now

Call  Now 1-866-600-8762 Or Apply Using The Form On This Page.

Get Approved Today

With Our Self Employed Mortgage Solutions

Get your Mortgage Today !

Move Into Your New Home With Our Self Employed Mortgage Program.

Client Success Stories

Our clients always come first. Our goal is to help you get the best advice and mortgage solutions for your needs. Citadel Mortgages was formed to help you achieve your financial home success so allow us to help you today. Speak to one of our mortgage agents today!

Our Partners & Affiliates

 

 Citadel Mortgages
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
 Citadel Mortgages
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale

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“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC*