Download Your Copy Of Our Citadel Mortgages The Lending Hub Guide That Outlines The Required Documents For Each Deal Including Commercial & Construction!

Understanding how to package the deal to use will save time and ensure your file is approved the first time submitted !


  • We Can Fund Hard To Place Private 1st & 2nd Mortgages
  • We Can Fund Your A & B Deals
  • 4 Hour Turn Around Time
  • Your Clients Stay Your Clients
  • Have Access To Lenders & Rates That Your Brokerage May Not Be Signed Up With!
  • Real-Time Updates With Our Deal Board CRM Access
  • Do Not Say No To Your Client, Say Yes & Allow The Citadel Lending Hub Help You Close More Deals This Year!


Submit Your A, B, or Private Deal Today!

Let us handing your underwriting and compliance while you focus on building and farming your funnel!

Secure | 4 Hour Turn Around Time | Get Your Deal Approved Today

How much can you get?


Please use our online submission form once your file been submitted one of our underwriters will contact you and advise you on the process and set up your deal board.

Yes, you must Co-broker the file in DH so we can work on it, our underwriter will walk you through the process.

  1. For all Private and B deals with a broker fee, you will be paid your part of broker fee on the deal.

    For all A & B deals paid from the lender, all commissions will be paid to your brokerage for your brokerage to pay you.

    We pay out 90% of the commissions, not 50/50! The more volume you do with, the better the payout ask us more about our program!


  1. All deals are split at a 90/10 comp status on finders fee, volume bonus and broker fees. Depending on your volume with us we have other payouts contact us for more details!



  1. Our experience, service, and access to lenders and funds are all reasons why you should use The Citadel Lending Hub, but we encourage you to try it yourself, we know once you see our process and ability you will keep using our service. Remember our goal is to help you close more deals so you can focus on farming and building your funnels.



What Documents Are Needed

  • Full APS & MLS
  • Income Documents
  • Consent Forms
  • IDS
  • Detailed notes on what the clients’ needs are.
  • Current most recent mortgage statements
  • Current most recent property taxes
  • Income Documents
  • Mortgage Application
  • Consent Forms
  • IDS

Please note more documents may be asked for, please provide detailed notes when submitting files to us to ensure we can process effectively for you.

The Citadel Lending Hub was created with one goal in mind… That goal is to help fellow mortgage agents and mortgages brokers close more deals and build a more significant pipeline for themselves. We understand that in today’s mortgage landscape that deals have become harder to place. The Citadel Lending Hub has amazing underwriters with years of experience in handling everything from your typical easy box deal to the most challenging and complex transactions!

We offer four types of deal submissions:

  • A & B Deals
  • Private Deal
  • Commercial/Construction Financing
  • USA Purchasing Mortgages
  1.  Lender Knowledge – We understand how and where to place your deals, by us knowing this, we increase your turn around times with your clients, which means more happy clients and referrals.
  2. Outsource Your Paperwork! – The most time-consuming part is submitting your files and compliance! By using The Citadel Lending Hub, you outsource all your paperwork and compliance and allow yourself to focus on your clients and building and farming your funnel!
  3. Your Clients Stay Your Clients! – We do not take any of your clients, they remain with you, and you service them we are only here to help you close your files in a timely matter to increase your conversions!
  4. You Get Access To Your Own Deal Board To Track Your Deals In Real Time! – We supply you your deal board so you can see the process from start to finish and you will receive milestones along the way through text and email!
  5. In-Home Signing!  – We have a partnership that offers in-home signing for your clients. If your clients do not want to go to a lawyer to sign, we can have our partnership mobile law firms that come to them! We offer this service to all our partner mortgage agents that use our service.
  6.  Take advantage of our Volume bonus levels and access to lenders that your brokerage may not be signed up with!
  7.  Take advantage of our bread and butter Private Mortgage Expertise – We know how to place 1st, and 2nd mortgages across Ontario doesn’t matter the size of the mortgage.

Using The Citadel Lending Hub is, lighting fast and convenient. Submit your deal today and see the difference for yourself!

The Private Lending Hub By Citadel Mortgages:

With the way the market is currently we have seen an influx of deals Turing to private in order to fund, the problem is these deals are usually more complex and unless you spend a lot of time working them can become difficult. The Citadel Lending Hub created the separate Private Lending Hub that has its own set of underwriters that only handle private 1st & 2nd mortgages. Our underwriters do not process any other type of transactions and because they specialize in this area can usually get you the commitment for your clients with 1-2 hours.

What kind of private deals can The Citadel Private Lending Hub do?
  • Large first mortgages up-to 2-4 million
  • Large Second Mortgages up-to 80% LTV
  • Up to 85% LTV Across Ontario
  • Up to 90% LTV in GTA and certain locations across Ontario
  • Construction and Commercial Mortgages

We have in house funds and partner lenders that work with us to help you close your files quickly with fair and honest pricing for your clients. See the difference for yourself and contact us today for your next private deal!

Our AffiliateS

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Head Office – 150 King Street West 2nd Floor Suite 335, Toronto, ON M5H 1J9

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“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC*

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  1. In order to receive upto 1,000 Miles you must be a registered and provide a valid AIR MILES Collector Number to the Citadel Mortgage agent at the time of application; your mortgage must close and fund with Citadel Morttgages. Miles will be credited to your Collector Account within 30 days after all conditions have been met.

2. All rewards are offered subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES Reward Miles in your Dream Balance. Some restrictions may apply. Quantities may be limited. Collectors must pay applicable surcharges, fees and taxes on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. Merchandise Rewards include all taxes, shipping and handling costs. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. Manufacturers’ warranties apply to merchandise Rewards. LoyaltyOne, Co. makes no representations or warranties, express or implied. For complete details, see current Program Terms and Conditions, available at or the AIR MILES Customer Care Centre at 1-888 AIR MILES (or in Toronto call 416-226-5171).

3. Use Miles in the Cash balance of your AIR MILES Collector Account in-store in increments of 95 Cash Miles for $10 towards purchases at participating AIR MILES Partner locations and online at in increments of 95 Cash Miles for every $10 value from participating Reward Partners to a maximum of $750 per day. eVouchers can be used at participating Reward Partners’ locations in Canada only. See specific eVoucher reward page for details and any restrictions. Visit to learn more. You must have accumulated sufficient Cash Miles in your Collector Account in order to use Miles towards in-store purchases and eVouchers. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit

4. A short haul flight is a return flight with origin and destination within the same flight zone having a departure date during low season of January 8 – February 28; April 1 – May 31; September 16 – December 15.

5. Flight examples shown are for illustrative purposes only. Examples represent the number of AIR MILES Reward Miles required during low season of January 8 – February 28; April 1 – May 31; September 16 – December 15. The required number of Miles is determined by the departure date. Miles required are the “starting from” rates for round-trip travel in economy class per traveller.

6. Mortgage applications are subject to meeting Citadel Mortgages and our lenders usual credit criteria.

7. All mortgages must close and fund with Citadel Mortgages, this offer is vaiild with any new or renewal mortgage and offer can change at any time without notice.

8. AIR MILES® Bonus Miles are suject to a closed mortgage that fund with Citadel Mortgages. The AIR MILES® Bonus Miles will be added to the account 30 days after mortgage closes,.

Please note all terms and conditions can change at anytime.

Trademarks of AIR MILES International trading B.V. Used under license by LoyaltyOne, Co. and Citadel Mortgages

You agree to these terms and conditions.

Visit to help you calculate the number of Miles you need to fly to your selected location.

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