Citadel Mortgages now Offers
AIR MILES® Reward Miles. Get up to 1,000 Miles on every mortgage that closes with Citadel Mortgages.

  • Citadel Mortgages Offers AIR MILES® Reward Miles.
  • Get up to 1,000 Miles on every mortgage that closes with Citadel Mortgages.
  • 500 AIR MILES® Bonus Miles *- Get 500 Bonus Miles, for every friend that needs a mortgage that you refer to a Citadel Mortgage Agent and that successfully closes with Citadel Mortgages*.

Learn More

  • All of the following Mortgages Qualify: – First Mortgages – Second Mortgages – HELOC – Refinancing & Private Mortgages.  Please note the mortgage has to close, and you can not combine this with any other offer. Rules are subject to change at any time and a Citadel Mortgage agent will explain all details. Please see all the details listed below.
  • Join now in a few simple steps at if you are not an AIR MILES Collector yet
  • Learn how fast your Miles can add up from your mortgage agent at Citadel Mortgages today!
Citadel Mortgages - AIR MILES REWARD MILES


Use Miles to fly to a range of exciting travel destinations, both near and far. You may cover a short-haul flight, which start at 1,200 Miles or use your Miles to reduce your fare (not including taxes or fees) for a longer voyage. It depends on where you want to go!

AIR-MILES-Citadel-Mortgage-7 - commercial mortgage - Mobile Mortgage Agent Locator


Citadel Mortgage Programs

Citadel Mortgages Rewards Card


Welcome to the family, a gift from our family to yours. The Citadel Word Elite Rewards Card is an exclusive member-only rewards program, unlike anything ever seen in the mortgage industry.

Citadel Career Transition - Citadel Mortgages


HELPING BORROWERS GET BACK ON TRACK Sometimes job loss can happen without warning. The Citadel Mortgages Career Transition Program is here to support you through this difficult time

Social Awarenece - Citadel Mortgages

The Citadel Mortgage Social Awareness Program

Citadel Mortgages believes in supporting our community and the people that need our support. That is why once your mortgage closes we will make a donation to a charity or foundation on your behalf of your choice and plant a tree that you name!

Client Success Stories

Our clients always come first. Our goal is to help you get the best advice and mortgage solutions for your needs. Citadel Mortgages was formed to help you achieve your financial home success so allow us to help you today. Speak to one of our mortgage agents today!

Our Awards

Our Partners

CMBA_logo-Ontario Citadel Mortgage
BBB - Citadel Mortgages
me Joureny -Citadel Mortgages
FinU- Citadel Mortgages
Your Financial Journey -Citadel Mortgages
Air Miles - Citadel Mortgages

Your Journey Products


Copyright © 2018 Citadel Mortgages  Lic # 12993,

Head Office – 150 King Street West 2nd Floor Suite 335, Toronto, ON M5H 1J9

Alberta Office – 421 7th Avenue S.W., 30th Floor, Calgary, Alberta, T2P 4K9

All rights reserved

“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC. Please note that an admin fee of $500 may be applicable to discounted mortgage products / rates offered by Citadel Mortgages.  All discounted mortgage products may be subject to an exclusivity agreement between applicant(s) and Citadel Mortgages.  We thank you for your continued support and look forwarding to providing our beloved customers an unparalleled level of service, ethics, and deal transparency.

®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Citadel Mortgages

Esso and Price Privileges are trademarks of Imperial Oil Limited. Imperial Oil, licensee.  Mobil and Speedpass+ are trademarks of Exxon Mobil Corporation or one of its subsidiaries. Imperial Oil, licensee. For terms and conditions, visit

  1. In order to receive upto 1,000 Miles you must be a registered and provide a valid AIR MILES Collector Number to the Citadel Mortgage agent at the time of application; your mortgage must close and fund with Citadel Morttgages. Miles will be credited to your Collector Account within 30 days after all conditions have been met.

2. All rewards are offered subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES Reward Miles in your Dream Balance. Some restrictions may apply. Quantities may be limited. Collectors must pay applicable surcharges, fees and taxes on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. Merchandise Rewards include all taxes, shipping and handling costs. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. Manufacturers’ warranties apply to merchandise Rewards. LoyaltyOne, Co. makes no representations or warranties, express or implied. For complete details, see current Program Terms and Conditions, available at or the AIR MILES Customer Care Centre at 1-888 AIR MILES (or in Toronto call 416-226-5171).

3. Use Miles in the Cash balance of your AIR MILES Collector Account in-store in increments of 95 Cash Miles for $10 towards purchases at participating AIR MILES Partner locations and online at in increments of 95 Cash Miles for every $10 value from participating Reward Partners to a maximum of $750 per day. eVouchers can be used at participating Reward Partners’ locations in Canada only. See specific eVoucher reward page for details and any restrictions. Visit to learn more. You must have accumulated sufficient Cash Miles in your Collector Account in order to use Miles towards in-store purchases and eVouchers. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit

4. A short haul flight is a return flight with origin and destination within the same flight zone having a departure date during low season of January 8 – February 28; April 1 – May 31; September 16 – December 15.

5. Flight examples shown are for illustrative purposes only. Examples represent the number of AIR MILES Reward Miles required during low season of January 8 – February 28; April 1 – May 31; September 16 – December 15. The required number of Miles is determined by the departure date. Miles required are the “starting from” rates for round-trip travel in economy class per traveller.

6. Mortgage applications are subject to meeting Citadel Mortgages and our lenders usual credit criteria.

7. All mortgages must close and fund with Citadel Mortgages, this offer is vaiild with any new or renewal mortgage and offer can change at any time without notice.

8. AIR MILES® Bonus Miles are suject to a closed mortgage that fund with Citadel Mortgages. The AIR MILES® Bonus Miles will be added to the account 30 days after mortgage closes,.

Please note all terms and conditions can change at anytime.

Trademarks of AIR MILES International trading B.V. Used under license by LoyaltyOne, Co. and Citadel Mortgages

You agree to these terms and conditions.

Visit to help you calculate the number of Miles you need to fly to your selected location.

Call Now Scroll to Top