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Understanding how to use the equity in your home can be difficult depending on your situation. Download this eBook now to make the process easier and to have a better understanding of the options available to you today.


  • Home Equity Loans Approved Up To 90% Of Your Home Value
  • Approved Same Day
  • Home Equity Loans Approved For All Income & Credit Types
  • Fast Funding In As Little As 2-3 Business Days
  • Approved Based On The Equity In Your Home
  • Approved Based On The Equity In Your Home
  • Limited Time We Cover The Appraisal Once Your Home Equity Loan Closes!


Use Our Home Equity Line Of Credit Calculator Today!

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  • Whether you have good or bad credit, a Home Equity Loan can help get you money for whatever you need, and the process is usually as little as 2-3 business days. Due to the increased risk for the lenders, because the home equity loan is in the second position, the interest rates for home equity loans are typically more than those for first mortgages and will have fees as part of the mortgage.

    The term “home equity loan” is used because the loan is second in priority in case of default. This means that if a borrower defaults, the first mortgage will be paid off before the home equity loan.

    We have many private mortgage lenders who have helped our clients receive home equity loans regardless of income or credit, based on the equity in their property. See the difference for yourself and get approved today with our home equity loan mortgage solution!

See The Difference For Yourself. Get Approved Today!

What Documents Do You Need For Your Home Equity Loan ?

These Documents will be required to close your home equity loan needs:

    • Current Mortgage Information Statement – Must be dated the same month as your application form, if you do not have one you can contact your mortgage lender and request one to be sent to you by email.
    • Most recent property tax statement – If you do not have this, then you can get the most updated statement from your local city hall.
    • Most recent NOA may be requested to show no income tax owing –  If income tax owing it will need to be paid out from the new home equity loan upon closing.

Other documents may be required, our mortgage agents here at Citadel Mortgages will help you if any additional documents are needed for your home equity loan needs.

Increase Your Cash Flow With A Home Equity Loan For Any Of The Following Needs

  • Consolidate Debt
  • Renovate Your Home
  • Invest In Your Business
  • Pay Off A Consumer Proposal
  • Pay Mortgage Arrears
  • Purchase Investments including Real Estate
  • Pay for wedding expenses
  • Pay for education
  • Cover medical expenses
  • Pay CRA tax arrears
  • Pay property tax arrears
  • Take a family vacation
  • Purchase a car
  • Get out of high-interest loans
  • Invest In RRSP or RESP
  • Pay off payday loans
  • Pay Off Judgments, Garnishments
  • Finance whatever your specific needs may be

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