Applying for a mortgage can be a daunting task, especially for self-employed individuals. The strict approval requirements, which include strong creditworthiness, stable employment and income, and a substantial down payment, can make it challenging for self-employed Canadians to qualify for a mortgage. However, it is not impossible. In this article, we will explore the process […]

We are excited to share some groundbreaking news in the world of Canadian mortgages. Citadel Mortgages, a renowned name in the mortgage brokerage industry, has recently expanded its operations into Quebec, setting up a new office in the heart of Montreal’s financial district. This strategic move signifies a new chapter in Citadel’s growth story and

We at Citadel Mortgages are thrilled to announce a momentous achievement that stands as a proud testament to our unwavering commitment to our clients. BUILD, a renowned global platform, has recognized our efforts by awarding us the title of “Most Client-Focused Nationwide Mortgage Company 2023 – Canada.” A Testament to Our Commitment This accolade is

If you’re a homeowner in Canada, you may have taken advantage of a home equity line of credit (HELOC) to access the equity in your property. HELOCs have become increasingly popular in recent years, offering homeowners a flexible way to borrow against their homes. However, as the draw period of your HELOC comes to an end, you

Owning a property is a significant milestone for many Canadians. However, there are situations where you might need to take out multiple mortgages simultaneously. Whether you’re considering purchasing a second home, investing in rental properties, or exploring other real estate opportunities, it’s important to understand the regulations and limitations surrounding multiple mortgages in Canada. How

Discover effective strategies and expert advice on how to refinance your mortgage with bad credit. If you’re a homeowner with bad credit and wondering how you can refinance your mortgage, this article is for you. Refinancing can be a smart financial move, allowing you to lower your monthly payments, reduce your interest rate, or consolidate

When it comes to purchasing a home in Canada, understanding the different types of mortgages is crucial. Two common types of mortgages are conventional mortgages and high ratio mortgages. In this article, we will explore the differences between these two mortgage types, their advantages and disadvantages, and what you need to qualify for each. What

When it comes to purchasing a home in Canada, the journey through the intricate maze of the mortgage process can often feel overwhelming and complex. However, you don’t have to navigate this path alone. That’s where Mortgage Brokers step in as your trusted guides and financial advisors. In this comprehensive guide, we will delve into

Are you considering getting a home equity loan in Canada? If so, one of the key factors that lenders will consider is your credit score. Your credit score plays a crucial role in determining your eligibility for a home equity loan and the terms and interest rates you may receive. In this article, we will

Owning a home is a significant milestone, but the thought of paying off your mortgage over a 30-year period may seem daunting. However, there are various strategies you can employ to pay off your mortgage faster, often without spending much extra money. In this article, we will explore several tactics that can help you reduce