prequalify for your mortgage now

New To Canada Mortgage – Helping You Get The Right Solution For Your Mortgage Needs

This E-Book helps you understand what the banks, trust companies and the other lenders are looking for when applying for a mortgage. This E-Book will provide you the information needed to ensure you get the best mortgage rate and solution for your mortgage needs!

Own Your New Home In Canada

Citadel Mortgages can help you realize your dream of home ownership with our New To Canada Mortgage Programs. We have the right mortgage solutions available exclusively to our permanent and non-permanent resident borrowers.

We understand you want to own a home and at Citadel Mortgages we make it easy. See the Difference for Yourself, Get Approved Today !

Download our mobile app for your Iphone or Android device and get access to our rates and tools today !

 

Calculate Monthly Mortgage Payments | Take The Mortgage Stress Test | Updated Mortgage Rates 

 

Our Trusted Lender Partners

Our New To Canada Mortgage Solution Program:

Newcomers can purchase a home with as little as 5% insured financing or as much as 35-50% down depending on the program. At Citadel Mortgage, you will also have competitive interest rates and great service to match your exact mortgage needs!

  • Purchase transactions: 95% LTV
    • Property value ≤ $500,000 – 5% down payment required
    • Property value > $500,000 and < $1,000,000 – 5% down payment required up to $500,000, with an additional 10% down payment on the portion of the home value above $500,000

Documentation / Information Requirements

  • Valid work permit or verification of landed immigrant status
  • Income Confirmation
  • Down payment confirmation
  • Purchase and Sale agreement
  • Letter of reference from a recognized financial institution

OR

  • Six (6) months of bank statements from primary account
  • International credit report demonstrating a strong credit profile

OR

  • Two (2) alternative sources of credit demonstrating timely payments (no arrears) for the past 12 months. The two alternative sources required are:
    • Rental payment history confirmed via letter from landlord and bank statements **
New To Canada Mortgage
  • One other alternative source (hydro/utilities, telephone, cable, cell phone and auto insurance) to be confirmed via letter from the service provider or 12 months billing statements

Call Citadel Mortgages To Get Approved Today :

With Our New To Canada Mortgage Solution Now!

 

1-866-600-8762

Call Or Apply Online Now

Call  Now 1-866-600-8762 Or Apply Using The Form On This Page.

Get Approved Today

To Own Your New Home In Canada

Get your Mortgage Today!

Move Into Your New Home !

Client Success Stories

Our clients always come first. Our goal is to help you get the best advice and mortgage solutions for your needs. Citadel Mortgages was formed to help you achieve your financial home success so allow us to help you today. Speak to one of our mortgage agents today!

Our Partners & Affiliates

 

 Citadel Mortgages
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
 Citadel Mortgages
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale
Citadel Mortgages - Mortgage Solutions Across Ontario -Consolidate Debts- Second Mortgage - Home equity Loans- Mortgage Refinancing- Self Employed Mortgages- New Home Buyer Mortgages- Toronto Mortgage Broker- Stop Power Of Sale - Power Of Sale

Copyright © 2018 Citadel Mortgages  Lic # 12993, 30 ST Patrick Street 4th Floor, Toronto, Ontario M5T 3A3

All rights reserved

“Instant Approval, Conditional Approval, Pre-Approval” – Borrower subject to credit and underwriting approval. Not all borrowers will be approved for conventional financing or equity financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, Annual APR is subject to approval and underwriting, APR includes all fees and rate which is calculated on a yearly term. APR varies contact us for current rates or more information on a specific product. OAC*